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Do you have national health insurance in Korea?

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faq_enbot2
Modified : 2019-01-07 04:43:42

Do you have national health insurance in Korea?

  


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♥ 387 ♥ 46 ♥ 0
faq_enbot2
Modified : 2019-01-07 04:44:11

Yes. Its official name in English is National Health Insurance Service, or NHIS for short. In Korean, it's called guhn-gahng boh-huhm meaning 'health insurance.' It is required by law for all Korean citizens to be insured to this service.

Unfortunately, this insurance is not free. If you are a Korean citizen with a job, you pay half and your employer pays the other half to make it 4.48% of your wage. If you are not employed, they make a calculation of your assets and other factors to determine how much you are supposed to pay.

Some foreigners may be able to be insured as well. According to my knowledge, you pay around 50 dollars every month. But there is a catch. Let's say you came to Korea two years ago. If you want to be insured, you must pay for the entire duration of your visit, starting on the entry date of your last arrival to South Korea. So if you arrived two years ago, the amount will be $1,200 ($50 x 24 months). Once you pay $1,200 up front, you will be insured within a few days.


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watvolunteer
Modified : 2019-06-01 07:53:49

South Korea's health insurance is provided by the Ministry of Health and Welfare and all citizens are required to sign up. Also, Korea's health insurance is famous around the world for its simple and quick work. Let me tell you how Korea's medical insurance actually works in hospitals and pharmacies.

In Korean hospitals, receptionist can immediately know what kind of pay the patients are in the health care system by telling their name and resident number, and they can check up at the doctor's office and set up treatment plans. Since the health insurance system is so simple, Koreans rarely go National Health Insurance Corporation and hospitals for their insurance benefits. They also don't worry about deficiencies in medical insurance. The national health insurance covers a certain portion of medical treatment amount, and the remaining amount can be charged to the private insurance company to receive the insurance money according to the policy of the insurance company.

Consumers can buy drugs at a lower price because Korean government agencies cut drug prices first based on policies for national insurance. The Ministry of Health and Welfare implements a system to reduce drug prices by assessing expected additional claims, etc. when the coverage of medicines is expanded. There is a system for reducing drug prices through negotiations between the National Health Insurance Corporation and pharmaceutical companies when claims have increased by more than a certain level compared to expected claims or previous year's claims, resulting in insurance and financial burdens. If the coverage of medicines is expanded, the drug price will be lowered by evaluating the expected additional claims.

So thanks to this insurance S.Korean can get many benefits for their health.


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parkhyeonju
Modified : 2019-06-26 06:09:36

Hi, I'm really glad to answer about your question.

South Korea also has a national health insurance system. In order to prevent excessive burden on households with the high cost of medical care caused by disease or injury, the social security system allows the public to share the risks between the people and receive the necessary medical services by providing insurance benefits while the National Health Insurance Corporation, which is an insurance premium, manages and operates it. Korea's health insurance system was implemented for the first time in 1977, targeting workers with more than 500 employees.The nation's medical insurance era began in 1979 with the implementation of medical insurance for public servants, private school faculty, workers at workplaces with 300 or more employees, medical insurance in rural areas in 1988 and self-employed urban areas in 1989. In October 1998, the Regional Medical Insurance Association and the Government Employees' Teachers' Health Insurance Corporation were merged into the National Health Insurance Management Corporation, and the NHS was changed to the NHS after the NHS and the occupational health insurance cooperative were merged into a single organization from July 2000. Health insurance provides services in kind or cash as provided under the Act for prevention, diagnosis, treatment, rehabilitation, childbirth, death and health promotion of subscribers and dependents' diseases and injuries. The National Health Insurance distinguishes between the employer and the local subscriber, who is comprised of workers and users of the workplace, civil servants and faculty members, and who are registered in the region, excluding the employed. Of those covered by the National Health Insurance, the dependent means those who earn a living primarily by the employed and have no remuneration or income.


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jeongsangwook
Modified : 2019-08-18 04:36:15

Yes. We do have National Health Insurance and it provides public health care for every people. 

 


 

 

National health insurance is one of the leading social security systems in Korea as well as in the world. As all systems do, there are drawbacks, but it is a system that offers great benefits to the people.

 

 


 

 

If you go to a hospital because you are sick, most of the medical expenses will be paid by the national health insurance corporation and only some of the deductible will be needed to be paid. The total medical cost is 70% of the OECD average. 

 

It is forcing a medical examination at a low price, and it is a good thing. With the existence of national health insurance and the efforts of Korean doctors, the average life expectancy in Korea has increased rapidly and overtaken the US in 2006.

 

 


 

 

Korea implements a health insurance system wherein a person pays a certain monthly premium according to his/her income and assets.

 



 


Subscribers to the national health insurance can access medical services at a low price if they are sick, give birth, or simply want to have a regular medical check-up. All citizens are required to subscribe to the national health insurance, except for beneficiaries of medical aid. Subscribers to the national health insurance system can be categorized into local subscribers and employee subscribers.

 

All employees of businesses, employers, public officers, and teachers are categorized as employee subscribers. Those whose livelihood depends on the income of employee subscribers may be registered as the subscribers' dependents if meeting the dependence requirements and income requirements as outlined in the Enforcement Decree of National Health. Other subscribers and the family members supported by employee subscribers are categorized as local subscribers.

 

When a health insurance policyholder receives treatment from a hospital, the National Health Insurance Corporation pays a portion of the medical fee. The policyholder can receive treatment from hospitals, medical centers, or oriental medical clinics. However, the other portion must be paid by the patient. There are also medical checkup benefits. The number of checkups provided will differ depending on age. Most people with insurance have a medical checkup every other year.


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